Can I get a start-up loan and grant?
If you cannot get a mortgage from a normal bank and are unable to save up for a deposit, you can apply for a start-up loan from your local municipality. Start-up loans are for families with children and people in particularly challenging circumstances without a suitable home.
Some municipalities combine the start-up loan with municipal grants for adapting homes or targeted grants for first-time buyers. Ask your local municipality whether they offer any grants. If they do, you can apply for them here.