The Norwegian State Housing Bank's role
The Norwegian State Housing Bank is the government's main implementing agency for housing policy, and uses financial measures to facilitate the achievement of housing policy goals.
The Housing Bank's vision is that everyone should live well and safely. The government aims for everyone to be able to acquire and keep their own home. Those who cannot do so on their own should receive the support they need. No one should be homeless.
The Housing Bank's social mission is to prevent people from being disadvantaged in the housing market, and to help those in vulnerable situations acquire and keep their own home. The Housing Bank is the central government body responsible for implementing housing policy.
The Housing Bank supports municipalities, the voluntary sector, the construction industry and other stakeholders through financial instruments, knowledge development and knowledge sharing. The Housing Bank also promotes innovation, pilot projects and the adoption of digital solutions.
The Housing Bank manages financial schemes such as housing allowances, start-up loans, investment grants for nursing homes and care homes, loans for rental housing and student housing, and loans for the construction and upgrading of housing with higher quality standards. The Housing Bank also promotes accessible and environmentally sustainable housing and living environments.
The Housing Bank acts as a professional adviser to the ministries and, among other things, prepares sound decision-making bases for further policy development in the social housing field.