Fixed interest rate agreement
If you wish to fix the interest rate on your loan, you may apply for a fixed interest rate agreement. This means that the interest rate will be fixed for a period of 3, 5, 10 or 20 years.
You may enter into a fixed interest rate agreement between the 6th and the 24th of each month. Husbanken must receive the signed agreement no later than the 24th. The fixed-rate period will commence on the first day of the following month after the agreement has been concluded.
The fixed-rate period cannot exceed the remaining term of the loan. For example, if you have eight years remaining on your loan, you may fix the interest rate for five years, but not for ten.
You must be up to date with your loan repayments before you can enter into a fixed interest rate agreement.
How to apply for a fixed interest rate agreement
You can apply for a fixed interest rate agreement by logging in to My Account.
Alternatively, you may contact us by telephone. We will then send the agreement documents to you by post. Please sign and return the agreement, together with any supporting documents, to Husbanken by post.
If the loan has more than one borrower, all borrowers must sign the agreement.
If you wish to fix the interest rate on only part of your loan, please contact us.
Ending a fixed interest rate agreement
If you enter into a fixed interest rate agreement and later wish to terminate it, you may do so. Read more about terminating a fixed interest rate agreement.